Lorsque vous mettez \u00e0 disposition de vos clients des produits dont l\u2019acquisition p\u00e8se sur vos finances , il peut \u00eatre int\u00e9ressant de mettre en place un m\u00e9canisme de leasing dans lequel un tiers (banque, partenaire, etc.), le \u201cdonneur de leasing\u201d acquerra le bien et en paiera le prix, votre client \u00e9tant responsable du paiement des loyers, plus les int\u00e9r\u00eats. C’est la figure du cr\u00e9dit bail ou “leasing”.\u00a0 Dans la plupart des cas, le client est inform\u00e9 de l’existence du leasing et devient m\u00eame la contrepartie du donneur de leasing.<\/p>\n
Ce type de leasing ne laisse g\u00e9n\u00e9ralement que peu de place \u00e0 la n\u00e9gociation avec le donneur de leasing.\u00a0 Il s’agira g\u00e9n\u00e9ralement d’adh\u00e9rer \u00e0 son contrat type standard.\u00a0 Une r\u00e9vision par un avocat reste toutefois utile.<\/p><\/blockquote>\n
Dans le cadre de contrats \u00e0 prestations successives, certaines institutions acceptent que ce soit non pas le client mais le fournisseur qui se refinance via le leasing, sans que le client ne soit directement impliqu\u00e9 dans la relation, ni m\u00eame parfois inform\u00e9.\u00a0 Le donneur de leasing va recevoir certaines garanties du fournisseur, dont notamment le droit de se voir c\u00e9der \u00e0 premi\u00e8re demande les cr\u00e9ances sur l’acqu\u00e9reur.<\/p>\n
Ce type de leasing requiert plus d’effort quant \u00e0 sa mise en place, que ce soit du c\u00f4t\u00e9 de la n\u00e9gociation de la convention cadre et des garanties \u00e0 donner.\u00a0 Il convient \u00e9galement d’ajuster les conditions g\u00e9n\u00e9rales de l’entreprise.<\/p><\/blockquote>\n
<\/p>\n
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